Terms of use

Effective Date: 23 Nov 2024

Welcome to M-Wang ("we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of our website (m-wang.com) and our mobile application (collectively, the "Platform"). By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Platform.

1. Acceptance of Terms

By using the Platform, you confirm that you are at least 18 years old or have the legal consent of a parent or guardian. Your continued use of the Platform constitutes your acceptance of these Terms.

2. Changes to the Terms

We reserve the right to update or modify these Terms at any time without prior notice. The updated Terms will be posted on this page, and your continued use of the Platform signifies your acceptance of those changes.

3. Use of the Platform

You agree to use the Platform only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Platform by others. Prohibited actions include:

  • Using the Platform in violation of any laws or regulations.
  • Attempting to gain unauthorized access to the Platform, systems, or data.
  • Engaging in activities that disrupt or interfere with the Platform's functionality.

4. Mobile App Usage

By downloading or using the M-Wang mobile application, you agree to:

  • Keep your login credentials confidential and secure.
  • Use the app only for its intended purposes, such as financial transactions, fund transfers, or account management.
  • Ensure that all information provided during registration or app use is accurate and up-to-date.

We are not responsible for any losses resulting from unauthorized access to your account due to your failure to secure your device or account credentials.

5. Fees and Transactions

  • Some services within the mobile app may be subject to fees. These fees will be disclosed to you before the completion of any transaction.
  • Transactions are processed in real-time, and you are responsible for ensuring the accuracy of the details provided.
  • Refunds or reversals, if applicable, will be handled in accordance with our refund policy.

6. Intellectual Property

All content on the Platform, including text, graphics, logos, images, and software, is the property of M-Wang or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without prior written permission from us.

7. Third-Party Links and Services

The Platform may contain links to third-party websites or integrate third-party services. These are provided for your convenience, and M-Wang is not responsible for their content, practices, or privacy policies.

8. Privacy Policy

Your use of the Platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using the Platform, you consent to our data practices as described in the Privacy Policy.

9. Disclaimer of Warranties

The Platform is provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the operation, availability, or accuracy of the Platform.

10. Limitation of Liability

To the fullest extent permitted by law, M-Wang and its affiliates will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Platform, including losses due to unauthorized transactions, system failures, or reliance on Platform content.

11. Indemnification

You agree to indemnify and hold M-Wang harmless from any claims, losses, or damages, including legal fees, resulting from your use of the Platform or your violation of these Terms.

12. Termination

We may suspend or terminate your access to the Platform at any time if you violate these Terms or engage in activities that disrupt our services.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Country/Region]. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts in [Your City/Country].

14. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: [email protected]

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